PAYMENT PROTOCOL

BILLING & PAYMENTS

Access is charged. Processing is automated. Subscription systems operate through secure payment infrastructure, recurring billing structures, and operational enforcement controls.

EFFECTIVE DATE — 14 FEBRUARY 2026
01

Payment Methods

Payments are processed through secure third-party payment providers authorised by the platform.

  • Major debit and credit cards are accepted.
  • Additional methods may appear at checkout.
  • Payment providers may vary operationally.
  • Payment credentials are never stored directly on platform servers.
02

Billing Structure

Membership access operates on a recurring subscription basis unless explicitly stated otherwise.

  • Billing cycles may be monthly or annually.
  • Recurring payments are authorised during checkout.
  • Charges renew automatically until cancellation.
  • Subscription timing remains linked to the original purchase date.
03

Pricing & Currency

Platform pricing structures may vary depending on region, operational updates, or platform changes.

  • Prices are displayed clearly at checkout.
  • Applicable currency is shown during payment.
  • Regional taxes may apply where required.
  • Pricing may change operationally over time.
04

Failed Payments

Failed transactions may affect platform access, subscription continuity, or membership permissions.

  • Membership access may become temporarily restricted.
  • Payment systems may retry failed transactions.
  • Persistent failures may cancel membership access.
  • Users remain responsible for maintaining valid payment details.
05

Taxes

Tax calculations may vary depending on local laws, operational jurisdiction, or payment region.

  • Applicable taxes may appear during checkout.
  • VAT or regional tax requirements may apply.
  • Tax calculations remain payment-provider controlled.
  • Displayed totals include applicable charges where required.
06

Payment Security

Payment systems operate through encrypted third-party infrastructure designed to protect transaction processing.

  • Transactions use secure encrypted payment channels.
  • Sensitive payment information is not stored directly by the platform.
  • Payment providers maintain their own compliance systems.
  • Users remain responsible for account security.
07

Restrictions

Certain payment behaviours, methods, or transaction activity may be restricted operationally.

  • Unauthorised payment methods are prohibited.
  • Chargeback abuse may result in account restriction.
  • Fraudulent payment activity may trigger termination.
  • Payments must use official checkout systems.
08

Relationship to Other Policies

This Billing & Payments Policy operates alongside additional platform legal structures.

  • Membership Terms apply independently.
  • Refund Policies operate separately.
  • Community enforcement systems remain unaffected.
  • Operational platform rules continue to apply.
09

Changes to Billing Terms

Billing structures, pricing systems, and payment procedures may be updated operationally over time.

  • Changes become effective once published.
  • Updated versions remain publicly available.
  • Users are responsible for reviewing updates.
  • Continued platform use constitutes acceptance.
10

Governing Law

This policy is governed by the laws of England and Wales.

  • Disputes remain subject to the jurisdiction of England and Wales.
  • Operational enforcement remains platform controlled.